What you can afford is based on your income, the amount of your down payment, property taxes on the home, and other factors. Generally, the mortgage payment, property taxes, and insurance should not exceed 29% of your gross monthly income. SC State Housing Participating Lending Partners can help answer this question.

Click on the "Mortgage Calculator" tab on the left to determine the amount of your monthly principle and interest payment. This does not include the amount that will be collected monthly for taxes and insurance on your property.